Any leads on financing?

I had not planned on financing it, but for what its worth, I did ask one of the Fisker reps if they had discussed leasing or financing options with any banks - he said "Nope, but it is something we're looking into." He also said he wasn't sure if they had had any discussions with car insurers - so who knows how much it will cost to insure our beloved Karmas.

SoCalGuy said:

I had not planned on financing it, but for what its worth, I did ask one of the Fisker reps if they had discussed leasing or financing options with any banks - he said "Nope, but it is something we're looking into." He also said he wasn't sure if they had had any discussions with car insurers - so who knows how much it will cost to insure our beloved Karmas.

Click to expand...

Actually, I was more interested in a lease since I ultimately want to get the Sunset. Fisker tells me to ask the dealer and the dealer says that Fisker does not have anything set up yet. Perfect infinite loop.

-- Fab.

Fabulist said:

Has anyone looked into financing or leasing their Karma? I am stuck in an infinite loop between Fisker and my dealer, each one pointing to the other one. Anyone here looked into getting financing or leasing their Karma when it shows up?

-- Fab

Click to expand...

Asked same question, got same answer.

repeat until (answer rec'd)
What financing options will be available?
end until

hopefully not infinite

Soflauthor said:

repeat until (answer rec'd)
What financing options will be available?
end until

hopefully not infinite

Click to expand...

And hope springs eternal.

My dealer did say that they expect to have something in 2012, so it should nicely coincide with my car's actual arrival.

-- Fab

Fabulist said:

Soflauthor said:

repeat until (answer rec'd)
What financing options will be available?
end until

hopefully not infinite

Click to expand...

And hope springs eternal.

My dealer did say that they expect to have something in 2012, so it should nicely coincide with my car's actual arrival.

-- Fab

Click to expand...

haha. well a lease would be a good option as I still can't decide between the silver, black and now the white exteriors ! i ordered a silver a few weeks ago, but after seeing the karma in white, makes me re-think!

SoCalGuy said:

haha. well a lease would be a good option as I still can't decide between the silver, black and now the white exteriors ! i ordered a silver a few weeks ago, but after seeing the karma in white, makes me re-think!

Click to expand...

I still want the Laguna Blue. However, after reading your review, I am waiting to see if the Shooting Brake version has more cargo space, because I need enough room for stuff when I visit my brother or other overnight/weekend trips. (Since I have not actually ordered anything the info in September, assuming it happens on schedule, will arrive early enough...)

Since it's a new car from an authorized dealer, I'm guessing that most institutions won't have much problem lending on the car. It will probably take a substantial down payment and excellent credit. Banks and CU's lend based on the person more than the collateral.Having a good relationship with the lender will be critcal early on. It could take 6-8 months for a lease to be viable and you can expect very low residuals until the brand and resale values are really established.

I am planning on financing $70k (their max) with Pentagon Federal Credit Union at 2.49%.
As for insurance, based on cost, and power to weight ratio, United States Auto Association gave me an estimate of $100/month. I am a 40 year-old single male with a clean driving record and claim-free.[hr]
I am planning on financing $70k (their max) with Pentagon Federal Credit Union at 2.49%.
As for insurance, based on cost, and power to weight ratio, United States Auto Association gave me an estimate of $100/month. I am a 40 year-old single male with a clean driving record and claim-free.

Got my VIN and approved for $70k loan. Called USAA and got a estimated quote of $571.97 increase in my policy.
VIN does not work in any decoded I tried but says that it is valid.
VIN = YH4K10BA4CA000051
According to Wiki, YH is Finland, which is where Valmet is. C is 2012 model year. Of course, 000051 is the serial number. I assume the last A in conjunction with the YH is the plant code for Valmet.

how did you get the vin? did the dealer already have it? what is your production date?

The dealer had it, along with the price total to include delivery, fees, and taxes. I don't know what the production date is. I would imagine it is either finished or close to it and awaiting the rest of the Signature Editions and dealer model cars to be finished, plus however many regualr production cars to make a full boat load of vehicles. I am imagining that those first six we saw were flown over at quite a cost or shared a boat ride. Of course, I think only two of those six were Signature Editions, the others being for the RoadShow or other testing which are late pre-production models as described by in the test drive reviews. I am guessing delivery at the ned of next month to begining of Sept.