My Apologies LonePalmBj, my last post got cut off.
Let's say my Network Security /Penetration Testing Department of my Company sells you a contact. Then we go out of business. However, we sell the business in bankruptcy to another company, who received all accounts and assets. Do they have no responsibility? If so, then there is not an insurance company on the planet who will sell another Bond.
I have heard many opinions which I think is fantastic and great about these forums; everyone has a right to express themselves. Many feel that I am wrong and many feel I am right. Personally, I look to do business with individuals willing to stay out of the gray/ grey areas and into the white areas.